Delivering Banking and Payment Services to Financial Institutions and Corporations Globally

Direct U.S. Bank Accounts ---- International Bank Accounts

Multi-Currency Direct Banking

Direct U.S. and International Bank Accounts, IBAN's, and Wallets for Financial Institutions and Corporations globally

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Prepaid Debit Card Programs

Custom and Turnkey Prepaid Debit Card Programs - Plastic, Virtual, and Mobile

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Secured Credit Card Program

This Hybrid Card has the features of a Prepaid Card Program layered on top of a Secured Credit Card and Wallet. Custom and Turnkey programs

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Innovative Payment Solutions

Innovative payment solutions servicing clients throughout the world

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About image
Payments and Global Banking is our Business!

Ibanktek Payments, provides banking and card issuing services to Financial Institutions and Corporations located throughout the world. Ibantek is a Program Manager of turnkey and custom prepaid debit card programs in the United States and has integrated International Issuers of both debit and credit cards globally. We recognize the importance of time to market and deliver Visa, MasterCard, or Union Pay card programs to our clients specific requirements.

Ibantek works with businesses that have identified their payment and banking challenges which they want to solve. We have a creative approach to Pay-In and Pay-Out services while helping our clients capture new revenue in the process by leveraging our multi-channel platform. With card issuing at our core, the Ibanktek Platform also provides direct Bank Accounts in the United States, International Bank Accounts, IBAN’s and E-Wallet services to satisfy our clients needs to deposit and move money domestically and cross border.

The Ibantek executive team has more than 2 decades of Fintech and payments experience bringing our clients the absolute best direct banking and payment services available today under one roof. Our focus is supporting Mid to High Risk categorized clients from most jurisdictions. With offices in California and Florida, together with our strategic partners throughout Europe, Latin America, and Asia, we have a dedicated team working around the clock to support our partners and clients.

Contact us today to learn more

Client KYB Form

*Ibantek Payments does not provide Prepaid Debit Card Program services to any companies engaged in crypto related business in the United States.

U.S. Bank accounts image

Ibantek enables both International and Domestic clients to open and maintain Direct USD Bank Accounts in the United States. We provide Businesses, Financial Institutions and Individuals (licensed and non-licensed based on industry and jurisdiction) with the U.S. suite of banking services for Mid and High risk business categories. Whether needed as a Corporate or Individual Deposit Account, or a bank account to facilitate Swift, Wire Transfers or ACH transactions, the Ibantek Platform has the solution.

Direct Bank Accounts 
Online Account Access
Account Approval and Setup:  5-10 days
Additional Pay-In and Pay-Out options are available
Account Options
Account Features to improve your bottom line

Apply Now
International Bank Accounts & IBANs image
Ibantek provides Multi Currency Banking with a Direct IBAN or International Bank Account.  Through our integrated Bank partners throughout the World, Mid and High Risk categorized businesses receive the banking services they need with aggressive and volume pricing.

     EURO, GBP, USD and more
     SWIFT, SEPA and Faster Payments transactions
     Compliant and Secure
     Account Approval and Setup: 5-10 days
     Banking services for Businesses and Financial Institutions globally
     24/7 Online Account Access

Apply Now

  •  11/30/2021 12:00 AM - 12/02/2021 12:00 AM
  •   London, UK
  •  11/15/2021 12:00 AM - 11/18/2021 12:00 AM
  •   Miami, FL, USA
  •  10/24/2021 12:00 AM - 10/27/2021 12:00 AM
  •   The Venetian Resort in Las Vegas

Money20/20 is the doorway to the epicenter of the Payments, Banking, Fintech and Financial Services ecosystem. The OG of the Top FinTech Conference list and known as the home of the Money Revolution uniting captains of industry, dreamers, trailblazers, innovative thinkers and fearless leaders that hold the keys to fundamental changes in the way the world uses, spends, borrows and moves money.

  •  09/21/2021 12:00 AM - 09/23/2021 12:00 AM
  •   Amsterdam, Netherlands

Only Money20/20 puts you at the heart of the fast-paced and high stakes world of Payments, Banking, FinTech and FinServe. It’s where the entire industry comes to show up and show out amongst the most important OGs, rebels and change-makers. Can you afford to miss what will be the most anticipated in-person experience of 2021?

  •  09/13/2021 12:00 AM - 09/15/2021 12:00 AM
  •   New York Marriott Marquis, New York

The world needs fintech now more than ever. Whether you're a fintech or financial institution, it's time to step up. See cutting-edge fintech demos, hear expert advice, and connect with people who can help you take it to the next level. Meet 1300+ key influencers, hear 120+ expert speakers and see 60+ insightful demos of new tech.

  •  08/01/2021 12:00 AM
  •   Singapore

Money 20/20 Asia puts you at the epicenter of discovery, enabling powerful connections and setting the pace for the future of money across Asia. It's where the world’s trailblazers and leaders from across Asia's money ecosystem share the same dynamic space to spark new strategies, accelerate mindsets and drive the industry into its next chapter of innovation.

  •  06/05/2021 05:41 PM - 06/08/2021 05:45 PM
  •   New Orleans, LA, USA

DSA's Annual Meeting is the premier event for the direct selling channel, where executives from across the industry and around the world unite to discuss current trends, challenges and issues during a content-rich schedule of education and networking sessions.

Yes.  Your business does not need to be located or have any presence in the United States to benefit from having a U.S. bank account.  Other than sanctioned countries, most countries throughout the world are accepted.
Based on the bank account which is needed, the typical currencies are USD, Euro and GBP.
Start the process by completing the Bank Account Questionnaire and the appropriate direct bank application will be provided based on the services that you need.
Based on the bank account or type of account that is opened, it typically takes between 5-14 days from submitting an application. 
No. Ibantek Payments does not charge any additional fees outside of the bank agreement that is signed. 
Absolutely. All of our clients have direct accounts with direct access to their accounts.
Yes. We can typically open multiple accounts at the same bank or at different banks. 
We offer and support the following program types in the United States and Internationally based on the specific card program requirements.
Prepaid Debit Card Programs - Visa / MasterCard / Union Pay
Debit Card Programs - Visa
Credit Card Programs - Visa

Plastic and Virtual Cards are available for all programs.
Yes.  We provide Credit, Debit and Prepaid Debit virtual cards for global issuance.
Complete the Card Program Proposal Request to receive a pricing proposal and program details.
Time to program launch varies for many reasons based on the specific program requirements, countries of issuance, whether a generic or branded card is needed and more. The typical timeframe range is 2-12 weeks. 
Ibantek is a Programr Manager providing Custom and TuenKey Visa, MasterCard and Union Pay Prepaid Debit Card, Debit Card and Credit Card Programs through our integrated network of bank and issuer partners. We service clients throughout the world and are experts in the field of Card issuance.  
We offer and support Card programs for issuance throughout the world (some exclusions apply).

Our international Card programs are unique, flexible, and multi currency. One card program for global issuance. 
  • Ibantek Payments
  • 26565 Agoura Road, Suite 200, Calabasas, CA 91302, United States

Lexington Five - UK 52 High Street, Pinner, Middlesex, England, HA5 5PW Contact us for a Bank Account, Card Programs, Partner Relations or general information. DBA: Premier Business Services


Prepaid Debit Card Programs imagePrepaid Debit Card Programs image
Custom and Turnkey prepaid card programs based on client unique requirements.

Ibantek offers a complete solution set of prepaid debit cards. Our solutions can help you manage employee payments, reimbursements, incentive/rewards programs and corporate spending. Our fully-customizable, end-to-end consumer and commercial payment program options offer Custom and Turnkey solutions that manage all aspects of processing including compliance, risk management, inventory management, customer service, settlement, integration and settlement:

  • Program implementation and set-up
  • Website, IVR, SMS alerts and mobile App for cardholders
  • Risk management and fraud liability
  • Regulatory compliance
  • Card inventory management and fulfillment
  • Platform system of record and authorization engine
  • Live agent and customer service
  • Reporting and data delivery
  • Secure, full service IT and network integration
  • Bank settlement, reconciliation, and ACH funding

Creating Unique Solutions for Special Markets
Ibantek applies its expertise in B2B and B2C payment management to help specific market segments with unique needs, where flexible funding management solutions which support both open-loop and closed-loop processing are required.

Your Brand, Ibantek's Customized End-to-End Payment Programs
Ibantek provides turnkey prepaid debit card program solutions enabling clients to enjoy all the benefits of operating a fully custom prepaid program, without the compliance, risk management, overhead and operational burdens associated with entering the program management business directly.

Cards for Every Business Payment Need
Streamline payments and remittances using one of Ibantek’s near real-time transaction programs for supplier, customer and employee payments with payroll cards, corporate purchasing cards, funding cards, rebates and reimbursements and check replacements.

Ready to Mobilize?
Ibantek has been on the forefront of the mobile payments movement, providing real-time, secure electronic delivery solutions. Whether it is a virtual card sent to a mobile device, mobilized card to card transfers or payments made through a mobile wallet, Ibantek has a solution.

Prepaid Solutions for all use cases
  • Instant Funding for Merchant Processors
  • Split Funding for Merchant Cash Advance Companies
  • MLM Payout Programs
  • Agent / Rep  / Distributor Payout Programs
  • Travel & Expense
  • Accounts Payable Virtual Accounts
  • Reimbursements
  • Employee rewards programs
  • University Student programs
  • Tax Payouts
  • Government Services
  • Retail Incentives
  • Discount Programs
  • And more…

Program Features that give Ibantek clients a competitive advantage:

  • Custom Programs to meet your business needs 
  • Co-Branding Options 
  • Real-time reporting 
  • Custom reporting 
  • Cardholder funds access at millions of retail locations and ATMs internationally, where credit or debit cards are accepted 
  • Custom Web pages 
  • Cardholder usage restrictions 
  • Live cardholder support 
  • Revenue share opportunities 

Card Program Proposal Request

Get Started

*Ibantek Payments does not provide Prepaid Debit Card Program services to any companies engaged in crypto related business in the United States.


Corporate Documents


Business Ownership

Date of Birth
Date of Birth
As part of the onboarding process, we are required to collect all of the information indicated in the form below.   Please provide as much information as possible to expedite our compliance review and approval.  

We will collect Business Information, Corporate Documents and Business Ownership in the following 3 steps. Thank you.

Why am I being asked to complete this form?

As part of mandatory regulatory requirements for making payments, all businesses that want to use services from Ibantek or its contracted providers must undergo a KYB/KYC (Know Your Client) review.

Ibantek Payments is required to collect this information in order to comply with jurisdictional laws that restrict and monitor all organizations using financial services to make payments. These laws are in place to prevent money laundering, terrorist financing, and tax evasion.

The more information and detail you can provide, the easier and faster it will be to gain compliance approval.